Chanda Kochhar Quotes

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Chanda Kochhar

Profession : Businesswoman

Birth : November 17, 1966

Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank and, now, a universal bank.

Chanda Kochhar

We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring the macroeconomic stability.

Chanda Kochhar

I think we have to pick up some sectors where we can make India the global hub in the entire value chain, and the most important sector to pick up should be electronics.

Chanda Kochhar

I think India's growth itself will give opportunities for Indian banks to become substantially bigger.

Chanda Kochhar

She worked hard till she saw all of us through college and we became independent. I never knew that my mother had such a wealth of self-assurance and belief within her.

Chanda Kochhar

What is important for a leader is that you walk in a stable manner in your own shoes and do not trip.

Chanda Kochhar

When I moved from consumer banking to international banking, I thought I brought a lot of insights from India we could implement globally.

Chanda Kochhar

The biggest challenge for me, for all of us, was that the consumer-credit market was very, very new for India and for ICICI. I was trying to create something that was not just new for me but absolutely unknown to the organization and the country as a whole.

Chanda Kochhar

We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong.

Chanda Kochhar

Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies.

Chanda Kochhar

If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.

Chanda Kochhar

Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.

Chanda Kochhar

All three of us - two sisters and a brother - were brought up with an emphasis on academics.

Chanda Kochhar

The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.

Chanda Kochhar

ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we have some ATMs which give out 2000, 500, 100 - all of them.

Chanda Kochhar

Payments banks can also act as business correspondents of other banks.

Chanda Kochhar

I take all the stress on myself so everyone else can work without stress.

Chanda Kochhar

I had to create a team of people who had worked in this industry for other banks. What I brought to that team was ICICI's strategic thinking, but when it came to domain knowledge or product nuances, I had to learn from the team.

Chanda Kochhar

Business has to be done with both head and heart.

Chanda Kochhar

No one thing can change the face of any sector.

Chanda Kochhar