Chanda Kochhar Quotes

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Chanda Kochhar

Profession : Businesswoman

Birth : November 17, 1966

Mark-to-market losses are not real loss. It's a notional loss.

Chanda Kochhar

The important source of finance is now commercial papers, bonds, and so on.

Chanda Kochhar

My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

Chanda Kochhar

If you look at the numbers from 2002 to 2016, we have consistently been market leaders. We have followed a well-articulated strategy, and our focus is to continue that strategy.

Chanda Kochhar

I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we have look for by taking executive decisions. I think the government is actually moving in the right direction.

Chanda Kochhar

It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that's required. But it can be done, yes.

Chanda Kochhar

I think competition is good. It finally delivers the best value to the customer, and I think it keeps all the players on their toes.

Chanda Kochhar

In a larger sense, we all write our own destiny.

Chanda Kochhar

Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our future plans, there was no discrimination between us based on our gender.

Chanda Kochhar

It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on either?

Chanda Kochhar

We don't understand the equity market well, and so we deploy funds in fixed-income securities, and like any other securities, investment in those securities also need to follow the mark-to-market accounting principle.

Chanda Kochhar

It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention that's required.

Chanda Kochhar

As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.

Chanda Kochhar

I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.

Chanda Kochhar

Remember to be sensitive to the feelings of people around you.

Chanda Kochhar

When we look at the credit growth, we should look at it in its totality. Let us not only look at the non-food bank credit growth but also look at the growth across all the instruments of financing.

Chanda Kochhar

Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be.

Chanda Kochhar

All my challenges have become opportunities.

Chanda Kochhar

It is always impossible to expect things getting done in 90 days.

Chanda Kochhar

Only if you aspire for more will you achieve more.

Chanda Kochhar