Dave Ramsey Quotes

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Dave Ramsey

Profession : Speaker

Birth : September 3, 1960

I really am not a gold fan.

Dave Ramsey

What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that.

Dave Ramsey

Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.

Dave Ramsey

You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.

Dave Ramsey

The Bible clearly says that when we have a problem with our brother, we are to go to them and try to resolve the situation.

Dave Ramsey

I have to live my books before I write them.

Dave Ramsey

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

Dave Ramsey

As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.

Dave Ramsey

It takes some discipline and hard work, but relying on credit when things go wrong is a trap.

Dave Ramsey

There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work.

Dave Ramsey

Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.

Dave Ramsey

I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.

Dave Ramsey

Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest.

Dave Ramsey

Your FICO score is an "I love debt" score. You're going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner's and car insurance rates.

Dave Ramsey

I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access.

Dave Ramsey

In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead.

Dave Ramsey

When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do chores because they are part of the family. I agree, but if you don't involve money in a few chores, you lose the teachable moments in the work, spend, save, and give principles.

Dave Ramsey

In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.

Dave Ramsey

You can't be in debt and win. It doesn't work.

Dave Ramsey

Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money.

Dave Ramsey