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Richard Thaler Quotes
Richard Thaler
Profession : Economist
Birth : September 12, 1945
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The more we turn down questionable offers like trip insurance and scrutinize 'one month' trials, the less incentive companies will have to use such schemes.
Richard Thaler
Economists discount any factors that would not influence the thinking of a rational person.
Richard Thaler
Fortunately, economists open to new ways of thinking are finding novel ways to use supposedly irrelevant factors to make the world a better place.
Richard Thaler
Many problems are so complex that even if we had the money to fix them, we wouldn't know how to do it. Fixing inner-city schools, reducing obesity, creating peace in the Middle East are just a few examples.
Richard Thaler
Payroll savings plans are vital because they are essentially the only way that middle-class Americans reliably save for retirement.
Richard Thaler
When employees are first eligible for a retirement savings plan, they should be enrolled unless they choose to opt out.
Richard Thaler
In the world of traditional economics, it shouldn't matter whether you use an opt-in or opt-out system. So long as the costs of registering as a donor or a nondonor are low, the results should be similar. But many findings of behavioral economics show that tiny disparities in such rules can make a big difference.
Richard Thaler
There can be legal conflicts over whether registering intent is enough to qualify you as an organ donor or whether a doctor must still ask your family's permission.
Richard Thaler
Many Americans say they want to be organ donors, but they just don't get around to acting on their intentions. Helping these potential good Samaritans overcome their inertia could prolong thousands of lives a year.
Richard Thaler
Signing up to be an organ donor should be at least as easy as downloading a song to your iPhone.
Richard Thaler
Doctors and hospitals should be paid for keeping their patients well. Paying them for doing more tests and surgeries creates bad incentives.
Richard Thaler
We should at least make sure that patients are given the opportunity to opt out of spending their final days in a hospital, hooked up to tubes and running up enormous bills.
Richard Thaler
Tort reform is a complicated subject and not a panacea.
Richard Thaler
When it comes to my health, I would rather my doctor base her decisions on science rather than what she, or some lawyer, thinks will stand up in court.
Richard Thaler
Social Security may be the most beloved of all the government's programs, partly because it requires so little thinking. You pay taxes while you work, then you and your spouse collect until you die.
Richard Thaler
Claiming that Social Security benefits are safe may sound naive, but my view is actually quite cynical. I believe that as long as the elderly continue to vote in large numbers, no Congress will renege on promised payouts for those already eligible to receive benefits.
Richard Thaler
The supply price and the demand price should be roughly the same. You're not supposed to have two different prices. According to economists.
Richard Thaler
The Nobel Prize is going to be 'fun money' - for an occasion, when my wife and I want a $50 bottle of wine.
Richard Thaler
'Fun money' is another thing that makes no sense to traditional economists. Because there's just money; there's no 'fun money.' It's all supposed to be the same.
Richard Thaler
Countries all around the world, starting with the U.K., have started behavioural insight teams, often referred to as nudge units. And they seem to be doing lots of good.
Richard Thaler
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