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Richard Thaler Quotes
Richard Thaler
Profession : Economist
Birth : September 12, 1945
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Richard Thaler
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There's a reason why start-ups, especially disruptive start-ups - like Google or Amazon or Uber - are full of young people. That's because young people are not as wedded to the old fashioned ways of doing things.
Richard Thaler
People make just as many mistakes when the stakes go up, maybe more.
Richard Thaler
Even if we grade on a very generous curve, many Americans flunk when it comes to financial literacy.
Richard Thaler
I am all for trying to teach household finance in schools, starting as early as possible. And when it comes to high school, I think learning about compound interest is at least as important as trigonometry or memorizing the names of all 50 state capitals.
Richard Thaler
In some ways, the finding that financial education doesn't provide long-term payoffs is hardly surprising. After all, how much do you remember from your high school chemistry class? Unless you use chemistry at work, you probably don't recall much about ionic bonding.
Richard Thaler
Academia does not provide many opportunities for immediate gratification. You work for two years on a project, it takes two more years to get it published, and then you start hoping someone might read it.
Richard Thaler
Arthur Laffer's idea, that lowering taxes could increase revenues, was logically correct. If tax rates are high enough, then people will go to such lengths to avoid them that cutting taxes can increase revenues. What he was wrong about was in thinking that income tax rates were already so high in the 1970s that cutting them would raise revenues.
Richard Thaler
The wealth in many large estates has never been taxed because it is largely in the form of unrealized - therefore untaxed - capital gains.
Richard Thaler
If no estate tax is imposed, capital gains taxes can be avoided indefinitely.
Richard Thaler
Companies are accumulating vast amounts of information about your likes and dislikes. But they are doing this not only because you're interesting. The more they know, the more money they can make.
Richard Thaler
Here is a guiding principle: If a business collects data on consumers electronically, it should provide them with a version of that data that is easy to download and export to another Web site.
Richard Thaler
If the government can manage to collect and release personal information in a secure and useful way, so can private companies, which will empower consumers to become better shoppers.
Richard Thaler
The ability of businesses to monitor our behavior is already a fact of life, and it isn't going away. Of course we must protect our privacy rights. But if we're smart, we'll also use the data that is being collected to improve our own lives.
Richard Thaler
Even a mother - Jewish or not - can't worry about everything. So it is important that we limit our worries to real as opposed to imaginary risks.
Richard Thaler
Everyone knows it's dangerous to ingest gasoline or to inhale its fumes. But I am starting to believe that merely thinking about the price of gasoline can damage cognitive processing.
Richard Thaler
Although the United States cannot unilaterally lower the price of oil, it can reduce its consumption by using oil more efficiently and by developing alternative sources of fuel.
Richard Thaler
The voting public is not very good at attributing credit and blame to presidents. They get too much credit when things go well and too much blame when things go badly. The same applies to coaches, C.E.O.'s, parents, and anyone else in charge.
Richard Thaler
Leaders are important but not omnipotent.
Richard Thaler
Tax cuts are one of many ways to stimulate the economy. Building infrastructure, for example, is another.
Richard Thaler
Demanding that the rich get a tax cut as a condition for tax relief for others is simply elitist.
Richard Thaler
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