Chanda Kochhar Quotes

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Chanda Kochhar

Profession : Businesswoman

Birth : November 17, 1966

Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.

Chanda Kochhar

Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.

Chanda Kochhar

We have to always set an aspiration for ourselves and then strive to get there.

Chanda Kochhar

We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.

Chanda Kochhar

Don't cut corners or compromise to achieve your dreams.

Chanda Kochhar

Take destiny in your own hands.

Chanda Kochhar

I was only a young girl of 13 when my father passed away from a sudden heart attack, leaving us unprepared to take on life without him. We had been protected from life's challenges so far. But without warning, all that changed overnight.

Chanda Kochhar

I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives.

Chanda Kochhar

I learnt to always keep my mind open to new ideas and looked at each new assignment as an opportunity to learn and prove myself.

Chanda Kochhar

I think I have it all. But I won't say that the credit for all that goes to me. I think the credit for all that goes to everybody around me. I mean, I have it all because my entire family is so cooperative. I have it all because my children did not whine and cry when I was not there. So, I think it's, you know, in a way, a two-way street.

Chanda Kochhar

Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going to be a good and big achievement, and I think we are, as a country, gone through many of large changes, and ICICI has been a leader in many of them.

Chanda Kochhar

To reap this demographic dividend, we need to enable the youth to acquire skills required to get the job or become self-employed.

Chanda Kochhar

Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.

Chanda Kochhar

Moving from corporate banking to retail banking to international banking to supervisory roles has meant completely reinventing myself.

Chanda Kochhar

Every business has to re-think their own business model and say does it meet this DSM test and do their products and services meet the test of being digital, social, and mobile? I think the banks are doing the same.

Chanda Kochhar

Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit quality of the underlying papers. Are the companies paying interest on time? Is there any deterioration in the credit quality of these companies?

Chanda Kochhar

It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.

Chanda Kochhar

Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the challenges. Because if you don't balance both, it's very easy to get carried away one way or the other. And it's when you balance the two that you find the most sustainable model.

Chanda Kochhar

What my parents believed was that, you know, the best wealth they could give to us children was to educate us and, you know - give us that foundation.

Chanda Kochhar

Remember that relationships are important and have to be nurtured and cherished. Also keep in mind that a relationship is a two way street, so be ready to give a relationship just as you would expect the other person to be giving to you.

Chanda Kochhar