Chanda Kochhar Quotes

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Chanda Kochhar

Profession : Businesswoman

Birth : November 17, 1966

I have it all because my children did not whine and cry when I was not there.

Chanda Kochhar

I think everybody wants GST.

Chanda Kochhar

ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.

Chanda Kochhar

The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of making better margin on the same set of Indian firms than what we would have made by giving rupee loans.

Chanda Kochhar

India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments. Because we need a lot of investment in the country.

Chanda Kochhar

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.

Chanda Kochhar

We actually probably do nothing very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.

Chanda Kochhar

It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity.

Chanda Kochhar

We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis impacting the bank does not arise.

Chanda Kochhar

Innovation is a necessity.

Chanda Kochhar

There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.

Chanda Kochhar

The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually encouraging electronic transactions.

Chanda Kochhar

Rising incomes and positive demographics will provide opportunities for retail financial services in India.

Chanda Kochhar

It's very important to have the comfort of the regulator in every geography where you operate.

Chanda Kochhar

I had to work just as hard as my male colleagues.

Chanda Kochhar

We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you have to set up infrastructure there; the value of transactions is lower - you need a few years before you can really make all those businesses profitable.

Chanda Kochhar

I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.

Chanda Kochhar

I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of customers, and ability to provide comprehensive solutions to customers.

Chanda Kochhar

The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.

Chanda Kochhar

I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome and fuller.

Chanda Kochhar