Chanda Kochhar Quotes

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Chanda Kochhar

Profession : Businesswoman

Birth : November 17, 1966

Any of our businesses will not exist in the form that is today, will not exist in the same form one year later, two years later... We have to worry about the disruptions in the business models and the practices.

Chanda Kochhar

When I moved from corporate to consumer banking, I brought a lot of synergy with me.

Chanda Kochhar

Life comprises of both: opportunities as well as challenges.

Chanda Kochhar

The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and resolved with sale of non-core assets of the company, and some debt gets converted into equity which might today look like a haircut.

Chanda Kochhar

Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and Services Tax), which will create efficiencies and strongly support the business environment.

Chanda Kochhar

Nobody likes high interest rates.

Chanda Kochhar

I remember the reactions I got when we first visited factories to inspect the projects that we were funding. It was not easy for people to see a woman there. That was a time when most of these workplaces were not even equipped with a loo for women.

Chanda Kochhar

As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.

Chanda Kochhar

Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.

Chanda Kochhar

You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.

Chanda Kochhar

While working hard for my career, I looked after my family and have been there for my mother and in-laws when they needed me around. They reciprocated in kind with their unconditional love and support for my career.

Chanda Kochhar

My father, in a way, was a mentor in the way he instilled the basic values and ethics in me. My mother was a mentor by showing me an example to say that if women have tenacity, they can achieve whatever they have to.

Chanda Kochhar

Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit cards and personal loans - we will do it primarily with existing customers.

Chanda Kochhar

We will leverage technology to collaborate with the government in its e-governance initiatives.

Chanda Kochhar

Punjab is central to our business strategy, and we are an active partner in the state's growth.

Chanda Kochhar

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can.

Chanda Kochhar

The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and plan would be able to access to capital.

Chanda Kochhar

It is crucial to bridge the critical gap between manpower availability and employability by providing sustainable livelihood opportunities for all to grow and prosper.

Chanda Kochhar

We have to address impediments that stall implementation of projects and streamline the process to ensure smooth execution going forward. We need to address the leverage levels among corporates to restart investment cycle.

Chanda Kochhar

Getting small things like Visa or driving licence should be made easier as we, in financial service sectors, are dealing with financial regulations and tax constraints.

Chanda Kochhar