Dave Ramsey Quotes

Author Image

Dave Ramsey

Profession : Speaker

Birth : September 3, 1960

You've got to tell your money what to do or it will leave.

Dave Ramsey

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

Dave Ramsey

I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I'm crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.

Dave Ramsey

I believe that through knowledge and discipline, financial peace is possible for all of us.

Dave Ramsey

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

Dave Ramsey

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.

Dave Ramsey

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.

Dave Ramsey

When people get scared, they quit giving.

Dave Ramsey

As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal.

Dave Ramsey

My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.

Dave Ramsey

We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.

Dave Ramsey

Life will not make allowance for you, but it will pay you what you earn.

Dave Ramsey

Most of the things we buy are wants. And we call them needs, but they're wants.

Dave Ramsey

You have to teach children about money intentionally - create teachable moments.

Dave Ramsey

There are no shortcuts when it comes to getting out of debt.

Dave Ramsey

I have done stupid with a lot of zeros on the end of it. I know what it looks like.

Dave Ramsey

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.

Dave Ramsey

You need some quick wins in order to stay pumped enough to get out of debt completely.

Dave Ramsey

You don't need credit.

Dave Ramsey

You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.

Dave Ramsey